Kansas Medicaid Look-Back Period
Kansas's 60-month transfer review, the risk of an uncompensated-transfer penalty, and the absence of a current divisor located in this research.
Kansas reviews five years of transfers
Current Kansas long-term-care eligibility guides describe a 60-month, or five-year, Medicaid look-back period before an application for Nursing Home Medicaid or a Medicaid waiver. The review can include transfers by the applicant and spouse, including gifts and sales for less than fair market value. The point is not to calculate a federal gift tax; it is to determine whether a transfer was uncompensated for Medicaid long-term-care eligibility purposes (Kansas Medicaid Eligibility; Kansas Medicaid Long Term Care Programs).
An improper transfer can create a period during which Medicaid will not pay for long-term-care services. The length depends on the transfer value and the applicable Kansas calculation, so a family's records should show the date, fair market value, consideration actually received, purpose, and whether an exception could apply. A deed, quitclaim, joint-account change, loan, annuity, trust funding, or informal family payment should be reviewed on its own facts rather than assumed to be a harmless “gift” (Kansas Medicaid Eligibility; Kansas Family Medical Assistance Manual).
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