Nevada Medicaid Asset Limits

Last updated: August 21, 2026 Jurisdiction: Nevada

Nevada’s published long-term-care resource limits

DWSS’s resource policy says that the resource limits for institutional groups and home-based waivers are $2,000 for an individual and $3,000 for a couple. It also defines resources as real and personal assets a person owns and can apply, directly or by sale, to basic needs; whether a particular home, account, vehicle, trust, or jointly owned asset is countable requires the applicable exclusion and ownership analysis (DWSS resource policy).

Those basic amounts are not the complete answer when one spouse needs long-term care and the other remains in the community. A current 2026 Nevada eligibility guide reports a maximum Community Spouse Resource Allowance of $162,660 and explains that the allowance protects a portion of the married couple’s assets for the non-applicant spouse; use the actual snapshot date and current DWSS calculation rather than treating $3,000 as the married couple’s only rule (2026 Nevada Medicaid eligibility guide).

Nevada is an income-cap state for LTC

Current 2026 Nevada eligibility guidance lists $2,982 per month for a single Nursing Home Medicaid applicant and describes Qualified Income Trusts as the tool used when a person is over the cap. The guide calls this trust a Miller Trust or income-cap trust and states that it is irrevocable; it is not a device for sheltering assets, and its drafting, funding, and state-payback terms should be reviewed before income is redirected (2026 Nevada Medicaid eligibility guide).

This is materially different from assuming ordinary medical spending alone will solve every high-income case. The long-term-care income test, trust rules, patient-liability calculation, and community-spouse income protections should be considered together. A current 2026 guide lists a $4,066.50 monthly maintenance-needs allowance for an eligible community spouse, but that figure belongs in an individual spousal-impoverishment calculation, not a generic household budget (2026 Nevada spousal-income guidance).

Home equity needs a current written confirmation

Current 2026 Nevada eligibility guides report a $752,000 home-equity interest limit for Nursing Home Medicaid and HCBS waiver applicants, while the located DWSS institutional manual still displays an older $688,000 figure. The discrepancy means a family should not rely on the stale manual number or assume the home is always countable; request the current amount and the applicable family-residence exception from DWSS in writing (2026 Nevada home-equity guide; DWSS institutional policy).

2026 figures to verify for the actual case: $2,000 individual resources; $3,000 basic couple resources; $2,982 monthly LTC income cap; up to $162,660 CSRA; and a $752,000 home-equity figure reported in current guides, despite an inconsistent older DWSS manual figure (2026 Nevada eligibility calculator guide).

For broader concepts, see Medicaid (Baseline). Do not sell, gift, retitle, or fund a trust based on a generic resource list; use current Nevada policy with the actual title, lien, and spouse facts.

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Nevada’s published long-term-care resource limits

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