North Dakota Medicaid Long-Term Care — FundingDependency.com

ND Medicaid is the starting program

North Dakota's Medicaid program is administered by North Dakota Health and Human Services. HHS says Medicaid coverage is available to people who apply and qualify for a coverage group, and it identifies the Medical Services Division as the program contact. Long-term-care coverage is not a separate private insurance product: it is ND Medicaid coverage for a person with a disability or chronic illness that limits daily activities and who meets the program's financial and functional requirements (ND Medicaid program page; North Dakota HHS eligibility).

HHS lists several settings in which long-term care can be provided: a nursing home, basic care facility, memory care facility, or the state's Home and Community-Based Services Waiver. The agency says a long-term-care applicant must qualify for a Medicaid coverage group, be age 65 or older, blind, disabled, or medically frail, have a medical need for long-term-care services, and satisfy the stated asset requirements. A functional need and financial eligibility are therefore separate parts of the same case (North Dakota HHS eligibility).

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